Now that Congress has pulled an all-nighter and finally passed a health care reform bill (or half of one, anyway), I did the same to provide a look at what the new law will mean to you — assuming you’re the owner of a small business, which might actually describe one or two of my readers here.

The sweeping health-care bill passed by the House of Representatives Sunday, and now headed for President Obama’s desk, promises a sea change in the way that small business owners purchase and provide health insurance for themselves and their employees.

But many of the provisions won’t kick in until 2014 — and the final rules could still be changed by amendments that will now be considered by the Senate… [read more]